Fort Collins, Colorado

Financial Advisor
in Fort Collins, CO

Balanced Wealth Partners is a Fort Collins-based registered investment adviser providing comprehensive financial planning and investment management to individuals, families, professionals, and business owners.

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Question 1

Who is Balanced Wealth Partners?

Balanced Wealth Partners is an independent, fee-based registered investment adviser based in Fort Collins, Colorado. The firm was founded on a planning-first philosophy: before we talk about any investment or product, we want to understand your goals, your timeline, and what financial security actually means for you.

We are a small, independent firm. That means you work directly with Chase and his team, not a junior associate or a rotating cast of advisors. Our incentives are aligned with yours because we are paid by you, not by commissions or product sales.

Fort Collins, CO  ·  3711 JFK Parkway, Suite 230  ·  (970) 851-8800

Question 2

Are you a fiduciary?

Yes. Chase Grundy is an investment adviser representative and CFP®, held to the fiduciary standard at all times. A fiduciary is legally required to act in your best interest, not their own.

That means every recommendation we make is based on what is right for your situation — not on any other incentive or outside consideration.

Question 3

What credentials does the team have?

Chase Grundy
Chase Grundy
CFP® · CEPA®
Senior Financial Planner & CIO
Chase holds the Certified Financial Planner (CFP®) and Certified Exit Planning Advisor (CEPA®) designations. He works directly with clients on financial planning, investment strategy, and business exit planning.
Max Ramirez
Max Ramirez
EA
Paraplanner
Max is an IRS Enrolled Agent (EA), a federally authorized tax professional. He handles tax-aware planning, Roth conversion analysis, and coordinates with clients' CPAs on complex tax situations.
Paula Anderson
Paula Anderson
Office Manager
Paula manages client onboarding, ongoing communication, and ensures that every client has a seamless, responsive experience with the firm.

Full team bios →

Question 4

Who do you typically work with?

Our clients tend to fall into a few groups:

Families approaching retirement
Fort Collins families in their 40s and 50s who have accumulated assets and want to make sure their plan is coordinated across taxes, investments, and estate planning.
Retirees and near-retirees
Clients who need help managing income in retirement, optimizing Social Security, handling Required Minimum Distributions, and making assets last.
Business owners
Owners who are thinking about an eventual exit and want to start planning early. Chase's CEPA® designation is specifically designed for this work.
Professionals with equity compensation
Employees with RSUs, stock options, or other equity comp who need help managing concentrated positions and the associated tax exposure.
Questions 5 – 9

What services do you provide?

Comprehensive Financial Planning
Cash flow, goal setting, retirement projections, insurance review, and a written plan that ties everything together. Learn more →
Investment Management
Diversified portfolio construction and ongoing management, integrated with your financial plan. Includes IRAs, 401(k)s, taxable accounts, and inherited accounts. Learn more →
Tax Planning
With an in-house Enrolled Agent, the firm provides Roth conversion analysis, tax-bracket management, capital gains strategy, withdrawal sequencing, and coordination with your CPA.
Estate Planning Coordination
Beneficiary reviews, account titling, trust coordination, and asset distribution strategy aligned with your estate plan. We partner with estate attorneys as needed.
Business Exit Planning
For business owners preparing for a sale, Chase's CEPA® designation covers valuation readiness, deal structure, tax minimization, and post-exit financial planning. Learn more →
Question 10

What does financial planning cost?

Fees are structured as a percentage of assets under management and are fully disclosed upfront. There are no commissions, no hidden charges, and no surprises.

Comprehensive Planning + Investment Management
0.75% annually (first $3M)
0.65% on assets above $3 million. Includes your full financial plan, ongoing planning advice, and portfolio management. Annual fee cap of $30,000.
Investment Management Only
1.00% annually
Portfolio management without the comprehensive planning relationship. Annual fee cap of $30,000.
One-Time Financial Plan
$3,000 – $5,000 one-time
A standalone Personal Financial Plan for clients who want a comprehensive written plan without an ongoing investment management relationship. Fee is quoted in writing by complexity before engagement begins. The plan concludes upon delivery — no ongoing fee applies unless a subsequent advisory agreement is signed.

Use our fee calculator to see your exact cost →

Questions 11 – 12

What is the minimum, and how do you get started?

The firm has a $250,000 minimum in investable assets, though exceptions may be made on a case-by-case basis depending on the situation. The right question is whether we can genuinely help you and whether you are serious about working with an advisor for the long term.

Getting started is straightforward:

1
Schedule a complimentary introductory meeting
A 30 to 45 minute conversation at no cost and no obligation. We get a sense of your situation, you get a sense of us, and we both decide if it is a good fit.
2
We gather your information
If we move forward, we collect details about your finances, goals, and current accounts and begin building your plan.
3
We deliver your plan and implement together
We walk through the plan together, answer every question, make adjustments, and then begin the ongoing relationship. You work directly with Chase and Max, always.
Schedule Your Free Conversation →
Common Questions

Frequently asked questions

We put planning first. Before we ever talk about investments, we want to understand your goals, your timeline, and what financial security actually looks like for you. We're a small, independent firm, which means you work directly with Chase and his team, not a junior associate or a rotating cast of advisors. If you're looking for someone who will give you honest, personalized guidance and actually be available when you need them, we think that's a meaningful difference.
You probably can handle a lot of it yourself, and if you're disciplined and have the time, that's genuinely fine. Where a planner tends to add the most value is in the details that are easy to miss: tax-efficient account strategies, Roth conversion timing, coordinating your investments with your insurance and estate plan, and keeping you from making reactive decisions during volatile markets. Most people don't have a knowledge problem; they have a time and coordination problem. We help make sure all the pieces fit together and nothing falls through the cracks.
A fiduciary is legally required to act in your best interest, not their own. As an investment adviser representative and CFP, Chase is held to the fiduciary standard at all times. That means the advice you receive is based on what's right for your situation, full stop.
We are paid directly by our clients. Depending on the engagement, fees are structured as a flat annual retainer, a one-time project fee, or a percentage of assets under management. We'll be transparent about costs upfront so there are no surprises, and our incentives are always aligned with yours.
Our clients tend to fall into a few groups: families in Fort Collins who are building toward retirement and want a real plan, not just a portfolio; professionals in their 40s and 50s who've accumulated assets and want to make sure they're optimizing across taxes, investments, and estate planning; and business owners who are thinking about an eventual exit and want to start planning early. What they have in common is that they're serious about their finances and want a long-term relationship with someone they can trust.
We start with a complimentary introductory meeting to get a sense of your situation and make sure we're a good fit. If we move forward, we gather information about your finances, goals, and current accounts, then build out your financial plan over the following few weeks. We'll walk through it together, answer questions, and make adjustments until it reflects where you actually want to go. From there, we meet regularly to review progress and adapt the plan as your life changes.

Start with a free conversation.

No obligation or sales pitch. We listen first, then tell you honestly whether we can help and what it would cost.

Schedule a Complimentary Meeting →